Frequently Asked Questions

In order to better serve you, please click on the question below to find the answer to the frequently asked questions listed below.

Your first step is to attend an Orientation to find out the loan criteria and loan application process.

We try to keep our minimum loan amount at $2,500 or more.

  1. A loan for illegal purposes.
  2. Loans speculative in nature, such as the purchase of securities, land or commodities.
  3. Loans where the primary source of repayment depends on the sale of the business or other assets.
  4. Loans to applicants whose management skills are questionable due to the lack of capacity, capability or succession.
  5. Loans in agriculture.
  6. Loans for gambling.

You need to register for an Orientation workshop.

We finance start-ups and will consider industries that banks may not finance.

Most times, yes, but not always, depending on if you are a seasoned business or a start-up.

Someone prepared with a Business Plan and capital to contribute.

Not always; it depends on how strong are the other "C's" of credit.

Depending on the level of risk associated with your loan, most rates average 9%.

We will consider other tangible assets from either the Borrower or a co-signer.

We will consider real property in the Pacific Northwest; and other areas on an exceptional basis.

It varies, depending on the amount (none exceeds 7 years).